{"id":5130,"date":"2024-01-14T17:18:54","date_gmt":"2024-01-14T16:18:54","guid":{"rendered":"https:\/\/darsa.pl\/www\/?page_id=5130"},"modified":"2026-01-11T18:50:13","modified_gmt":"2026-01-11T17:50:13","slug":"pozyczka-regionalna-msp","status":"publish","type":"page","link":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-regionalna-msp\/","title":{"rendered":"PO\u017bYCZKA REGIONALNA DLA M\u015aP"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5130\" class=\"elementor elementor-5130\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28c9817d elementor-section-full_width elementor-section-height-min-height elementor-section-content-middle elementor-section-height-default elementor-section-items-middle\" data-id=\"28c9817d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bf760a7\" data-id=\"2bf760a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75d161d8 elementor-widget elementor-widget-text-editor\" data-id=\"75d161d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSeeo_G86OVtCrSyLQoXBRTIdAk_4uCOamVpX7RZNhWM1o7wZw\/viewform\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ffffff; text-decoration: underline;\">Wype\u0142nij kwestionariusz weryfikacji wst\u0119pnej<\/span><\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38e38c3b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"38e38c3b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-11545da9\" data-id=\"11545da9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6db4ee elementor-widget elementor-widget-image\" data-id=\"c6db4ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/elementor\/thumbs\/warmia_mazury_LOGO_RGB-qik2mmx0wpnfrxel7f6bm9d0sobcxwlkgie8mcmz9c.png\" title=\"warmia_mazury_LOGO_RGB\" alt=\"warmia_mazury_LOGO_RGB\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-28c2f27\" data-id=\"28c2f27\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a46acc elementor-widget elementor-widget-image\" data-id=\"4a46acc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/elementor\/thumbs\/wmarr_logo-qik2mnuv3joq3jd81xky6r4he26q5lpasn1q3mll34.png\" title=\"wmarr_logo\" alt=\"wmarr_logo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ef0b722 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ef0b722\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5adf91c8\" data-id=\"5adf91c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cea33b9 elementor-widget elementor-widget-text-editor\" data-id=\"cea33b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dzia\u0142dowska Agencja Rozwoju (dalej \u201eDAR S.A.) w ramach Konsorcjum Funduszy Po\u017cyczkowych, w sk\u0142ad kt\u00f3rego wchodz\u0105:<\/p><ul><li>Dzia\u0142dowska Agencja Rozwoju S.A., ul. W\u0142adys\u0142awa Jagie\u0142\u0142y 15, 13-200 Dzia\u0142dowo<\/li><li>Nidzicka Fundacja Rozwoju \u201eNIDA\u201d, ul. Rzemie\u015blnicza 3, 13-100 Nidzica<\/li><\/ul><p>realizuje zadanie wdro\u017cenia i zarz\u0105dzania Instrumentem Finansowym <strong>&#8222;Po\u017cyczka Regionalna dla M\u015aP&#8221;. <\/strong><\/p><p>Warto\u015b\u0107 projektu, zgodnie z <strong>Umow\u0105 Operacyjn\u0105 <\/strong><strong>Nr 2023\/2\/SI\/ZZ\/RPOWiM2014-2020\/WIF z dnia 27 grudnia 2023 roku<\/strong> zawart\u0105 pomi\u0119dzy\u00a0Wojew\u00f3dztwem Warmi\u0144sko-Mazurskim z siedzib\u0105 w Olsztynie reprezentowanym przez Warmi\u0144sko-Mazursk\u0105 Agencj\u0119 Rozwoju Regionalnego S.A. w Olsztynie, jako Podmiotem Zarz\u0105dzaj\u0105cym, a Konsorcjum instytucji wdra\u017caj\u0105cych Instrument Finansowy \u201ePo\u017cyczka Regionalna dla M\u015aP\u201d wynosi\u00a0<strong>17 000 000 z\u0142 <\/strong><strong>z udost\u0119pnionych przez Podmiot Zarz\u0105dzaj\u0105cy \u015brodk\u00f3w <\/strong>pochodz\u0105cych z wk\u0142adu finansowego wniesionego w ramach realizacji Strategii Inwestycyjnej Zasob\u00f3w Zwr\u00f3conych Wojew\u00f3dztwa Warmi\u0144sko-Mazurskiego na lata 2023-2033 w cz\u0119\u015bci pochodz\u0105cej z Instrument\u00f3w Finansowych Regionalnego Programu Operacyjnego Wojew\u00f3dztwa Warmi\u0144sko-Mazurskiego na lata\u00a0 2014-2020 oraz wk\u0142adu w\u0142asnego Konsorcjum w wysoko\u015bci nie ni\u017cszej ni\u017c <strong>171\u00a0717,17 z\u0142<\/strong>.<\/p><p><strong>\u0141\u0105czna warto\u015b\u0107 projektu wynosi\u00a0<\/strong><strong>17\u00a0171\u00a0717,17 z\u0142<\/strong><strong>.<\/strong><\/p><p>W ramach wy\u017cej wymienionej Umowy, Konsorcjum \u015bwiadczy us\u0142ug\u0119 utworzenia, wdro\u017cenia i zarz\u0105dzania Instrumentem Finansowym, polegaj\u0105c\u0105 w szczeg\u00f3lno\u015bci na udzieleniu, wyp\u0142aceniu oraz rozliczeniu co najmniej\u00a0<strong>85<\/strong>\u00a0Jednostkowych Po\u017cyczek.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-29b9e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29b9e53\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0b38902\" data-id=\"0b38902\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-758a828 elementor-widget elementor-widget-heading\" data-id=\"758a828\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/wnioski.darsa.usermd.net\/\" target=\"_blank\">NAB\u00d3R WNIOSK\u00d3W PO\u017bYCZKOWYCH<br>Z\u0142\u00f3\u017c wniosek elektronicznie za po\u015brednictwem https:\/\/wnioski.darsa.pl<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-11514c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11514c3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8258f26\" data-id=\"8258f26\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a0e3e8 elementor-widget elementor-widget-text-editor\" data-id=\"1a0e3e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2025\/02\/Nabor_pr_msp.pdf\" target=\"_blank\" rel=\"noopener\">(zobacz wi\u0119cej informacji)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2077acc3 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2077acc3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f1bd803\" data-id=\"7f1bd803\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14b286da elementor-widget elementor-widget-heading\" data-id=\"14b286da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Po\u017cyczka Regionalna dla M\u015aP<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2f17b18e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2f17b18e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-535ac858\" data-id=\"535ac858\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-476d6b03 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"476d6b03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-user\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Dla kogo?<\/h2>            <\/div>\n            <div><p>dla<strong> mikro, ma\u0142ych i \u015brednich przedsi\u0119biorc\u00f3w<\/strong> prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105 na terenie <strong>woj. warmi\u0144sko-mazurskiego<\/strong><\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-1d9e53bb\" data-id=\"1d9e53bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12d48238 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"12d48238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-money-bill-alt\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Kwota<\/h2>            <\/div>\n            <div><p>do <strong>1 000\u00a0000 z\u0142<\/strong><\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-dd3ac74\" data-id=\"dd3ac74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-135a7bb4 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"135a7bb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-calendar-alt\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Okres sp\u0142aty<\/h2>            <\/div>\n            <div><p>do <strong>7 lat<\/strong><\/p><p>(84 miesi\u0105ce)<\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-5844964c\" data-id=\"5844964c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5c23b6 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"a5c23b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"fas fa-percent\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Oprocentowanie<\/h2>            <\/div>\n            <div><p><strong>1,08% <\/strong>lub<strong> 2,15% <\/strong>\u00a0zgodnie z zasadami udzielania pomocy de minimis<\/p><p>lub<\/p><p>od <strong>5,05% <\/strong>do<strong> 8,30% <\/strong>na warunkach rynkowych<\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-73617fa4\" data-id=\"73617fa4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31bf0035 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"31bf0035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Karencja<\/h2>            <\/div>\n            <div><p>maksymalnie<\/p><p><b>12 miesi\u0119cy<\/b><\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6219bc39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6219bc39\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2d5f52ff\" data-id=\"2d5f52ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-142086d5 elementor-widget elementor-widget-image\" data-id=\"142086d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"848\" height=\"546\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download.png\" class=\"attachment-full size-full wp-image-860\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download.png 848w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download-300x193.png 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download-768x494.png 768w\" sizes=\"(max-width: 848px) 100vw, 848px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d12b1b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"16d12b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2026\/01\/REG1\/Wniosek_kolor.zip\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">POBIERZ WSZYSTKIE PLIKI<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2d44dffc\" data-id=\"2d44dffc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21fff5a1 elementor-widget elementor-widget-image\" data-id=\"21fff5a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"848\" height=\"546\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2.png\" class=\"attachment-full size-full wp-image-862\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2.png 848w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2-300x193.png 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2-768x494.png 768w\" sizes=\"(max-width: 848px) 100vw, 848px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5beee74b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5beee74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#PR_MSP_kontakt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PRZEJD\u0179 DO KONTAKTU<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ca230ef elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5ca230ef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2cb9bb23\" data-id=\"2cb9bb23\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49789692 elementor-widget elementor-widget-heading\" data-id=\"49789692\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dla kogo?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-26b0eee6\" data-id=\"26b0eee6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75318d8e elementor-widget elementor-widget-heading\" data-id=\"75318d8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Przeznaczenie<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-314003e\" data-id=\"314003e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59b40f4e elementor-widget elementor-widget-heading\" data-id=\"59b40f4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kwota<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39956fbd elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"39956fbd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-67deb08c\" data-id=\"67deb08c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8f6a8a elementor-widget elementor-widget-text-editor\" data-id=\"c8f6a8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>mikro-, mali i \u015bredni przedsi\u0119biorcy, kt\u00f3rzy posiadaj\u0105 na terenie wojew\u00f3dztwa warmi\u0144sko-mazurskiego siedzib\u0119 lub oddzia\u0142 i prowadz\u0105 dzia\u0142alno\u015b\u0107 na terenie wojew\u00f3dztwa warmi\u0144sko-mazurskiego.<\/p><ul><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-23ab35ea\" data-id=\"23ab35ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fce8731 elementor-widget elementor-widget-text-editor\" data-id=\"2fce8731\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Przedsi\u0119wzi\u0119cia realizowane na terenie wojew\u00f3dztwa warmi\u0144sko &#8211; mazurskiego zwi\u0105zane ze wzrostem konkurencyjno\u015bci, w tym:<\/p><ol><li>zakup \u015brodk\u00f3w trwa\u0142ych, w tym maszyn, urz\u0105dze\u0144, aparat\u00f3w, \u015brodk\u00f3w transportu z wy\u0142\u0105czeniem podgrupy K\u015aT 741 (wed\u0142ug Klasyfikacji \u015arodk\u00f3w Trwa\u0142ych GUS), narz\u0119dzi, przyrz\u0105d\u00f3w, wyposa\u017cenia, innych ruchomo\u015bci<\/li><li>zakup nieruchomo\u015bci, przy czym:<ul><li>dopuszcza si\u0119 finansowanie\u00a0do wysoko\u015bci 90% zakupu nieruchomo\u015bci niezabudowanej lub zabudowanej pod warunkiem, \u017ce jest on uzasadniony realizacj\u0105 przedsi\u0119wzi\u0119cia, w kt\u00f3rych prowadzona b\u0119dzie dzia\u0142alno\u015b\u0107 produkcyjna, rozumiana jako wytwarzanie produkt\u00f3w, \u015bwiadczenie us\u0142ug lub obr\u00f3t towarami, oraz wi\u0105\u017c\u0105ca si\u0119 z zastosowaniem zasob\u00f3w przedsi\u0119biorstwa, takich jak np. urz\u0105dzenia\/maszyny, si\u0142a robocza, techniki wytw\u00f3rcze, sie\u0107 informacyjna, materia\u0142y, surowce,<\/li><li>w ramach przedsi\u0119wzi\u0119cia konieczne jest tak\u017ce finansowanie dzia\u0142a\u0144 dotycz\u0105cych danego produktu\/us\u0142ugi maj\u0105cych zwi\u0105zek z nabywan\u0105 nieruchomo\u015bci\u0105,<\/li><li>finansowane mog\u0105 by\u0107 wy\u0142\u0105cznie nieruchomo\u015bci niemaj\u0105ce przeznaczenia mieszkalnego, nie przeznaczone do obrotu, nie stanowi\u0105ce lokaty kapita\u0142u.<\/li><\/ul><\/li><li>zakup warto\u015bci niematerialnych i prawnych,<\/li><li><span>zakup us\u0142ug obcych np. rob\u00f3t budowlanych, remontowych, monta\u017cowych i instalacyjnych, us\u0142ug transportowych, przy czym dopuszcza si\u0119 finansowanie zakupu us\u0142ug obcych, pod warunkiem, \u017ce s\u0105 one uzasadnione realizacj\u0105 przedsi\u0119wzi\u0119cia, tzn. s\u0105 zwi\u0105zane z inwestycjami w zakup \u015brodk\u00f3w trwa\u0142ych i\/lub warto\u015bci niematerialnych i prawnych, wymienionych w pkt 1, 2 i 3 powy\u017cej,<\/span><\/li><li>zakup \u015brodk\u00f3w obrotowych (kapita\u0142 obrotowy) w postaci zapas\u00f3w, towar\u00f3w, materia\u0142\u00f3w, produkt\u00f3w gotowych, p\u00f3\u0142produkt\u00f3w, produkt\u00f3w w toku, zaliczek na dostawy kr\u00f3tkoterminowe \u2013 do wysoko\u015bci 30% po\u017cyczki, przy czym przeznaczenie kapita\u0142u obrotowego musi by\u0107 bezpo\u015brednio zwi\u0105zane z realizacj\u0105 przedsi\u0119wzi\u0119cia rozwojowego, na kt\u00f3re zosta\u0142o przyznane finansowanie.<\/li><\/ol><p>Po\u017cyczka mo\u017ce finansowa\u0107:<\/p><ul><li><strong>do 100% wydatk\u00f3w<\/strong> w\u00a0ramach Inwestycji \u2013 dla po\u017cyczek do 500 000,00 z\u0142,<\/li><li><strong>do 80% wydatk\u00f3w<\/strong> w\u00a0ramach Inwestycji \u2013 dla po\u017cyczek powy\u017cej 500 000,00 z\u0142,<\/li><\/ul><p>Z po\u017cyczki finansowane s\u0105 wydatki w kwotach\u00a0<strong>brutto<\/strong>\u00a0z podatkiem VAT, bez wzgl\u0119du na to czy Ostateczny Odbiorca ma prawn\u0105 mo\u017cliwo\u015b\u0107 odzyskania naliczonego podatku VAT.<\/p><p>Wsparcie mo\u017ce obejmowa\u0107 zakup <strong>nowych jak i u\u017cywanych <\/strong>\u015brodk\u00f3w trwa\u0142ych.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4de012b4\" data-id=\"4de012b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1972473a elementor-widget elementor-widget-text-editor\" data-id=\"1972473a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>maksymalna warto\u015b\u0107 po\u017cyczki nie mo\u017ce by\u0107 wy\u017csza ni\u017c <strong>1 000\u00a0000 z\u0142,<\/strong><\/li><li>jeden Po\u017cyczkobiorca mo\u017ce otrzyma\u0107 wi\u0119cej ni\u017c jedn\u0105 po\u017cyczk\u0119.<\/li><li>\u0142\u0105czna warto\u015b\u0107 po\u017cyczek udzielonych jednemu Po\u017cyczkobiorcy w ramach Umowy nie mo\u017ce przekroczy\u0107 1 000 000,00 z\u0142.<\/li><li>udzielenie kolejnej po\u017cyczki mo\u017cliwe jest wy\u0142\u0105cznie po ca\u0142kowitym rozliczeniu poprzedniej Po\u017cyczki.<\/li><\/ul><p>Po\u017cyczka musi zosta\u0107 wyp\u0142acona w maksymalnym terminie 30 dni od dnia zawarcia umowy po\u017cyczki.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-399fdd16 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"399fdd16\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5fa6c706\" data-id=\"5fa6c706\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40ee656a elementor-widget elementor-widget-heading\" data-id=\"40ee656a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Okres sp\u0142aty<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7edc87c5\" data-id=\"7edc87c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4330776 elementor-widget elementor-widget-heading\" data-id=\"4330776\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Oprocentowanie,<br>op\u0142aty, prowizje<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5725988c\" data-id=\"5725988c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-435d911 elementor-widget elementor-widget-heading\" data-id=\"435d911\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Rozliczenie po\u017cyczki<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf62c0f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bf62c0f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-8bdffb5\" data-id=\"8bdffb5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43e78f1c elementor-widget elementor-widget-text-editor\" data-id=\"43e78f1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>maksymalny okres sp\u0142aty po\u017cyczki nie mo\u017ce by\u0107 d\u0142u\u017cszy ni\u017c\u00a0<strong>84 miesi\u0105ce (7 lat)<\/strong>;<\/li><li>maksymalny okres\u00a0<strong>karencji<\/strong>\u00a0w sp\u0142acie kapita\u0142u wynosi\u00a0<strong>12<\/strong>\u00a0miesi\u0119cy od dnia uruchomienia, przy czym karencja nie wyd\u0142u\u017ca okresu sp\u0142aty po\u017cyczki.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3aa5bf6b\" data-id=\"3aa5bf6b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67c854ac elementor-widget elementor-widget-text-editor\" data-id=\"67c854ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>sta\u0142e\u00a0<strong>1<\/strong><strong>,<\/strong><strong>08%<\/strong>w stosunku rocznym, na warunkach korzystniejszych ni\u017c rynkowe, zgodnie z zasadami udzielania pomocy de minimis, dla inwestycji:<ul><li>realizowanych przez podmioty dzia\u0142aj\u0105ce na rynku nie d\u0142u\u017cej ni\u017c 3 lata (na dzie\u0144 udzielenia po\u017cyczki),<\/li><li>realizowanych na obszarach o niskim poziomie aktywno\u015bci gospodarczej (zgodnie z za\u0142\u0105cznikiem do regulaminu),<\/li><li>realizowane na obszarach przygranicznych (powiaty: bartoszycki, braniewski, go\u0142dapski, k\u0119trzy\u0144ski i w\u0119gorzewski),<\/li><li>realizowanych na obszarach o wysokiej stopie bezrobocia (zgodnie z za\u0142\u0105cznikiem do regulaminu),<\/li><\/ul><\/li><\/ol><ul><\/ul><ol start=\"2\"><li>sta\u0142e\u00a0<strong>2<\/strong><strong>,<\/strong><strong>15%<\/strong>w stosunku rocznym, na warunkach korzystniejszych ni\u017c rynkowe, zgodnie z zasadami udzielania pomocy de minimis, dla inwestycji:<br \/><ul start=\"2\"><li>wp\u0142ywaj\u0105cych na rozw\u00f3j inteligentnych specjalizacji wojew\u00f3dztwa warmi\u0144sko \u2013 mazurskiego, (<a href=\"https:\/\/biznes.warmia.mazury.pl\/inteligentne-specjalizacje-warmii-i-mazur\/\">https:\/\/biznes.warmia.mazury.pl\/inteligentne-specjalizacje-warmii-i-mazur\/<\/a>)<\/li><li>wykazuj\u0105cych wp\u0142yw na oszcz\u0119dno\u015b\u0107 surowc\u00f3w i energii,<\/li><li>wykazuj\u0105cych wp\u0142yw na oszcz\u0119dno\u015b\u0107 emisji szkodliwych gaz\u00f3w do \u015brodowiska,<\/li><li>wykazuj\u0105cych wp\u0142yw na rozw\u00f3j innowacyjno\u015bci przedsi\u0119biorstwa,<\/li><li>przyczyniaj\u0105cych si\u0119 do tworzenia trwa\u0142ych miejsc pracy,<\/li><\/ul><\/li><\/ol><ul><\/ul><ul><\/ul><ol start=\"3\"><li><strong> <\/strong><strong>sta\u0142e, <\/strong><strong>od 5,05% do 8,30%<\/strong><strong> w stosunku rocznym, na warunkach rynkowych.<\/strong><\/li><\/ol><p style=\"text-align: center;\">Dzia\u0142dowska Agencja Rozwoju S.A. nie pobiera za udzielenie po\u017cyczki \u017cadnych op\u0142at i prowizji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-197a1b69\" data-id=\"197a1b69\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f050003 elementor-widget elementor-widget-text-editor\" data-id=\"2f050003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>wydatkowanie \u015brodk\u00f3w z po\u017cyczki musi zosta\u0107 nale\u017cycie udokumentowane przez Ostatecznego Odbiorc\u0119\u00a0<strong>w terminie do 180 dni<\/strong> od dnia wyp\u0142aty ca\u0142kowitej kwoty po\u017cyczki, przy czym termin 180 dni okre\u015bla dat\u0119, do kt\u00f3rej mog\u0105 by\u0107 wystawiane dokumenty potwierdzaj\u0105ce wydatkowanie \u015brodk\u00f3w,<\/li><li>Po\u015brednik Finansowy mo\u017ce przyj\u0105\u0107 do rozliczenia po\u017cyczki dokument wystawiony z dat\u0105 przed dniem z\u0142o\u017cenia wniosku o udzielenie po\u017cyczki, pod warunkiem, \u017ce pozyska on wiarygodne dowody, \u017ce przedstawiony dokument nie zosta\u0142 op\u0142acony przed dniem z\u0142o\u017cenia wniosku o udzielenie po\u017cyczki. Dokument przyj\u0119ty do rozliczenia musi by\u0107 op\u0142acony ze \u015brodk\u00f3w z otrzymanej po\u017cyczki,<\/li><li>w uzasadnionych przypadkach i na wniosek Ostatecznego Odbiorcy termin rozliczenia mo\u017ce ulec wyd\u0142u\u017ceniu maksymalnie o\u00a0<strong>90 dni\u00a0<\/strong>ze wzgl\u0119du na charakter inwestycji,<\/li><li>przedstawione w ramach rozliczenia dokumenty powinny w spos\u00f3b jednoznaczny potwierdza\u0107, \u017ce kwota po\u017cyczki zosta\u0142a wykorzystana zgodnie z przeznaczeniem, na jaki zosta\u0142a udzielona, w cenach brutto niezale\u017cnie od tego czy przedsi\u0119biorca jest czynnym p\u0142atnikiem VAT,<\/li><li>wydatki kwalifikowane do finansowania ze \u015brodk\u00f3w po\u017cyczki musz\u0105 by\u0107 \u015bci\u015ble zwi\u0105zane z celami przedsi\u0119wzi\u0119cia i obejmowa\u0107 jedynie te elementy inwestycji Ostatecznych Odbiorc\u00f3w, kt\u00f3re w dniu podj\u0119cia decyzji inwestycyjnej nie zosta\u0142y fizycznie uko\u0144czone lub w pe\u0142ni wdro\u017cone.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50676109 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50676109\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-140118a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"140118a4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-16a55a88\" data-id=\"16a55a88\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36a0b98b elementor-widget elementor-widget-heading\" data-id=\"36a0b98b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Rodzaje zabezpiecze\u0144<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-67caf99c\" data-id=\"67caf99c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20dcc63 elementor-widget elementor-widget-heading\" data-id=\"20dcc63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Za\u0142\u0105czniki<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-706254dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"706254dd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-313da58c\" data-id=\"313da58c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-942af19 elementor-widget elementor-widget-text-editor\" data-id=\"942af19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>weksel in blanco ostatecznego Odbiorcy wraz z deklaracj\u0105 wystawcy weksla,<\/li><li>por\u0119czenie sp\u0142aty po\u017cyczki wed\u0142ug prawa cywilnego lub wekslowego, udzielone przez osoby trzecie, w tym osoby fizyczne nieprowadz\u0105ce dzia\u0142alno\u015bci gospodarczej, przedsi\u0119biorc\u00f3w, krajowe instytucje rz\u0105dowe, samorz\u0105dowe lub pozarz\u0105dowe, o dobrej kondycji finansowej<\/li><li>hipoteka na nieruchomo\u015bci,<\/li><li>przeniesienie w\u0142asno\u015bci rzeczy ruchomej (przew\u0142aszczenie) na zabezpieczenie,<\/li><li>zastaw rejestrowy,<\/li><li>przelew (cesja) praw z umowy ubezpieczenia sk\u0142adnik\u00f3w maj\u0105tku,<\/li><li>blokada \u015brodk\u00f3w na rachunku bankowym Ostatecznego Odbiorcy albo innej osoby, po\u0142\u0105czona z przyj\u0119ciem nieodwo\u0142alnego pe\u0142nomocnictwa do dysponowania przez Po\u015brednika Finansowego \u015brodkami zdeponowanymi na tym rachunku,<\/li><li>przyst\u0105pienie do d\u0142ugu,<\/li><li>inne zabezpieczenie dopuszczalne przez przepisy prawa powszechnie obowi\u0105zuj\u0105cego.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-716caa7\" data-id=\"716caa7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10130341 elementor-widget elementor-widget-text-editor\" data-id=\"10130341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/11\/Regulamin.pdf\" target=\"_blank\" rel=\"noopener\">Regulamin<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Karta_produktu.pdf\" target=\"_blank\" rel=\"noopener\">Karta produktu<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Tabela_oplat_prowizji.pdf\" target=\"_blank\" rel=\"noopener\">Tabela op\u0142at i prowizji<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2025\/09\/Obszary_niski_poziom_aktywnosci.pdf\" target=\"_blank\" rel=\"noopener\">Obszary o niskim poziomie aktywno\u015bci gospodarczej<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2025\/02\/Obszary_stopa_bezrobocia.pdf\" target=\"_blank\" rel=\"noopener\">Obszary o wysokiej stopie bezrobocia<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Zasady_przeprowadzania_kontroli.pdf\" target=\"_blank\" rel=\"noopener\">Zasady przeprowadzania kontroli<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Wzor_umowy_inwestycyjnej_de_minimis.pdf\" target=\"_blank\" rel=\"noopener\">Wz\u00f3r umowy inwestycyjnej z pomoc\u0105 de minimis<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Wzor_umowy_inwestycyjnej_warunki_rynkowe.pdf\" target=\"_blank\" rel=\"noopener\">Wz\u00f3r umowy inwestycyjnej na warunkach rynkowych<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Wniosek_o_wyp\u0142ate_formularz_rozliczenia.pdf\" target=\"_blank\" rel=\"noopener\">Wniosek o wyp\u0142at\u0119 Umowy Inwestycyjnej i Formularz rozliczenia Umowy Inwestycyjnej<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Oswiadczenie_o_przetwarzaniu_danych_osobowych.pdf\" target=\"_blank\" rel=\"noopener\">O\u015bwiadczenie Odbiorcy Ostatecznego dotycz\u0105ce przetwarzania danych osobowych<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/07\/Wykaz_wymaganych_dokumentow.pdf\" target=\"_blank\" rel=\"noopener\">Wykaz wymaganych dokument\u00f3w do wniosku o po\u017cyczk\u0119<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/01\/up_kons.docx\" rel=\"noopener\">Upowa\u017cnienie Konsumenta do Info Monitor<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2024\/01\/up_przed.docx\" rel=\"noopener\">Upowa\u017cnienie Przedsi\u0119biorcy do Info Monitor<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2026\/01\/REG1\/Wniosek_kolor.zip\" rel=\"noopener\">Wniosek o po\u017cyczk\u0119 wraz z za\u0142\u0105cznikami (KOLOR)<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2026\/01\/REG1\/Wniosek_mono.zip\" rel=\"noopener\">Wniosek o po\u017cyczk\u0119 wraz z za\u0142\u0105cznikami (MONO)<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4ab12d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4ab12d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e49b6a8\" data-id=\"e49b6a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-076656b elementor-widget elementor-widget-image\" data-id=\"076656b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/elementor\/thumbs\/logo_h200px-qik23u587zwzkopmzamxr05538z2ztytvgon34ifpc.png\" title=\"logo_h200px\" alt=\"logo_h200px\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-31020ba\" data-id=\"31020ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-635718a elementor-widget elementor-widget-image\" data-id=\"635718a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/elementor\/thumbs\/logo-nida-qik2mk3ic7jkt3ionvyfws2n0ip9atadg4fs6ir5s0.jpg\" title=\"logo nida\" alt=\"logo nida\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37c12bf4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37c12bf4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-57e192c4\" data-id=\"57e192c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5090abf3 elementor-widget elementor-widget-counter\" data-id=\"5090abf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Kwota udzielonych po\u017cyczek (w PLN)<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"5000\" data-to-value=\"210689890\" data-from-value=\"0\" data-delimiter=\" \">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c5c3cca\" data-id=\"c5c3cca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6157dcf3 elementor-widget elementor-widget-counter\" data-id=\"6157dcf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Liczba udzielonych po\u017cyczek<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"3000\" data-to-value=\"1793\" data-from-value=\"0\" data-delimiter=\" \">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ddca9ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ddca9ba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-719d70b6\" data-id=\"719d70b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f216e7d elementor-widget elementor-widget-menu-anchor\" data-id=\"f216e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"PR_MSP_kontakt\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18865ddc elementor-widget elementor-widget-heading\" data-id=\"18865ddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">W celu ubiegania si\u0119 o po\u017cyczk\u0119, zapraszamy do kontaktu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5099203c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5099203c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1bcc5f22\" data-id=\"1bcc5f22\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35b334a2 elementor-widget elementor-widget-image\" data-id=\"35b334a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/DAR_logowhite.svg\" class=\"attachment-large size-large wp-image-740\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35dde81e elementor-widget elementor-widget-text-editor\" data-id=\"35dde81e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>DZIA\u0141DOWSKA AGENCJA ROZWOJU S.A.<\/strong><\/p><p style=\"text-align: center;\">ul. W\u0142. Jagie\u0142\u0142y 15, 13-200 Dzia\u0142dowo<br \/>tel. <strong>(23) 697 06 79<\/strong><br \/><strong>(23) 697 06 66<br \/><\/strong>email:\u00a0<strong>pozyczki@darsa.pl<\/strong><strong><br \/>darsa@darsa.pl<br \/><\/strong><\/p><p style=\"text-align: center;\">ul. <span data-olk-copy-source=\"MessageBody\">Chrobrego 1<\/span>, 12-100 Szczytno<br \/>tel. <strong><span>666 055 915<br \/><\/span><\/strong>email: <strong>s.tkacz@darsa.pl<\/strong><\/p><p style=\"text-align: center;\">ul. Zamkowa 4, 11-600 W\u0119gorzewo<br \/>tel. <strong>512\u00a0040\u00a0707<br \/><\/strong>email: <strong>e.szydlowska@darsa.pl<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6df16106\" data-id=\"6df16106\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44a9bfe9 elementor-widget elementor-widget-text-editor\" data-id=\"44a9bfe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>NIDZICKA FUNDACJA ROZWOJU \u201eNIDA\u201d<br \/><\/strong>Ul. Rzemie\u015blnicza 3, 13-100 Nidzica<\/p><p style=\"text-align: center;\">tel.\u00a0<b>89\u00a0625 36 51<\/b><\/p><p style=\"text-align: center;\"><a href=\"https:\/\/nida.pl\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.nida.pl<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed7b686 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed7b686\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5219ba1\" data-id=\"5219ba1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wype\u0142nij kwestionariusz weryfikacji wst\u0119pnej Dzia\u0142dowska Agencja Rozwoju (dalej \u201eDAR S.A.) w ramach Konsorcjum Funduszy Po\u017cyczkowych, w sk\u0142ad kt\u00f3rego wchodz\u0105: Dzia\u0142dowska Agencja Rozwoju S.A., ul. W\u0142adys\u0142awa Jagie\u0142\u0142y 15, 13-200 Dzia\u0142dowo Nidzicka Fundacja Rozwoju \u201eNIDA\u201d, ul. Rzemie\u015blnicza 3, 13-100 Nidzica realizuje zadanie wdro\u017cenia i zarz\u0105dzania Instrumentem Finansowym &#8222;Po\u017cyczka Regionalna dla M\u015aP&#8221;. Warto\u015b\u0107 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":38,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-5130","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dzia\u0142dowska Agencja Rozwoju S.A.<\/title>\n<meta name=\"description\" content=\"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-regionalna-msp\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Wspieranie ma\u0142ych i 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