{"id":4298,"date":"2022-04-26T20:57:47","date_gmt":"2022-04-26T18:57:47","guid":{"rendered":"https:\/\/darsa.pl\/www\/?page_id=4298"},"modified":"2025-05-05T19:47:22","modified_gmt":"2025-05-05T17:47:22","slug":"pozyczka-inwestycyjno-obrotowa","status":"publish","type":"page","link":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/","title":{"rendered":"PO\u017bYCZKA INWESTYCYJNO-OBROTOWA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4298\" class=\"elementor elementor-4298\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28c9817d elementor-section-full_width elementor-section-height-min-height elementor-section-content-middle elementor-section-height-default elementor-section-items-middle\" data-id=\"28c9817d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bf760a7\" data-id=\"2bf760a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75d161d8 elementor-widget elementor-widget-text-editor\" data-id=\"75d161d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSeeo_G86OVtCrSyLQoXBRTIdAk_4uCOamVpX7RZNhWM1o7wZw\/viewform\"><span style=\"color: #ffffff; text-decoration: underline;\">Wype\u0142nij kwestionariusz weryfikacji wst\u0119pnej<\/span><\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38e38c3b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"38e38c3b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-11545da9\" data-id=\"11545da9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68f683b4 elementor-widget elementor-widget-image\" data-id=\"68f683b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"750\" height=\"394\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1-1024x538.jpg\" class=\"attachment-large size-large wp-image-2399\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1-1024x538.jpg 1024w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1-300x158.jpg 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1-768x403.jpg 768w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1.jpg 1080w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-53548f4b\" data-id=\"53548f4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-760538c4 elementor-widget elementor-widget-image\" data-id=\"760538c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"750\" height=\"250\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/RPbig-1024x341.png\" class=\"attachment-large size-large wp-image-2401\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/RPbig-1024x341.png 1024w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/RPbig-300x100.png 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/RPbig-768x256.png 768w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/RPbig-1536x512.png 1536w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/RPbig-2048x683.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6f17d637\" data-id=\"6f17d637\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58722c71 elementor-widget elementor-widget-image\" data-id=\"58722c71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"750\" height=\"163\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_wojewodztwo-1024x222.jpg\" class=\"attachment-large size-large wp-image-2402\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_wojewodztwo-1024x222.jpg 1024w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_wojewodztwo-300x65.jpg 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_wojewodztwo-768x167.jpg 768w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_wojewodztwo-1536x334.jpg 1536w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_wojewodztwo.jpg 1759w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-d300ef7\" data-id=\"d300ef7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b4e7a41 elementor-widget elementor-widget-image\" data-id=\"6b4e7a41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"245\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/UE_EFRR_rgb-1-1024x334.jpg\" class=\"attachment-large size-large wp-image-2403\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/UE_EFRR_rgb-1-1024x334.jpg 1024w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/UE_EFRR_rgb-1-300x98.jpg 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/UE_EFRR_rgb-1-768x251.jpg 768w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/UE_EFRR_rgb-1.jpg 1447w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ef0b722 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ef0b722\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5adf91c8\" data-id=\"5adf91c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cea33b9 elementor-widget elementor-widget-text-editor\" data-id=\"cea33b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dzia\u0142dowska Agencja Rozwoju w ramach Konsorcjum Funduszy Po\u017cyczkowych, w sk\u0142ad kt\u00f3rego wchodz\u0105:<\/p><ul><li>Dzia\u0142dowska Agencja Rozwoju S.A., ul. W\u0142adys\u0142awa Jagie\u0142\u0142y 15, 13-200 Dzia\u0142dowo<\/li><li>Fundacja Rozwoju Regionu \u0141ukta, ul. Mazurska 30, 14-105 \u0141ukta<\/li><li>Nidzicka Fundacja Rozwoju \u201eNIDA\u201d, ul. Rzemie\u015blnicza 3, 13-100 Nidzica<\/li><\/ul><p>realizuje projekt pn.\u00a0<strong>\u201eWsparcie rozwoju i konkurencyjno\u015bci przedsi\u0119biorstw przez instrumenty finansowe\u201d\u00a0Poddzia\u0142anie 1.5.3 Wzrost konkurencyjno\u015bci przedsi\u0119biorstw (IF)\u00a0w ramach Regionalnego Programu Operacyjnego Wojew\u00f3dztwa Warmi\u0144sko-Mazurskiego na lata 2014\u20132020.<\/strong><\/p><p>Warto\u015b\u0107 projektu, zgodnie z Umow\u0105 Operacyjn\u0105 Nr\u00a0<strong>2\/RPWM\/3021\/2022\/I\/DIF\/Z\/441<\/strong><strong> z dnia 26\u00a0kwietnia 2022 r.\u00a0<\/strong>pomi\u0119dzy\u00a0<strong>Bankiem Gospodarstwa Krajowego<\/strong>, kt\u00f3ry pe\u0142ni rol\u0119 Menad\u017cera Funduszu Funduszy, a Konsorcjum instytucji wdra\u017caj\u0105cych Instrument Finansowy \u201ePo\u017cyczka Inwestycyjno-Obrotowa\u201d wynosi\u00a0<strong>6 000 000 z\u0142<\/strong>, co w ca\u0142o\u015bci stanowi wk\u0142ad Funduszy Europejskich. \u0141\u0105czna warto\u015b\u0107 projektu wynosi\u00a0<strong>6\u00a0315\u00a0789,47 z\u0142<\/strong>.<\/p><p>Po\u015brednik Finansowy zobowi\u0105zany jest do udzielenia, wyp\u0142acenia oraz rozliczenia co najmniej\u00a0<strong>4<\/strong>\u00a0Jednostkowych Po\u017cyczek Inwestycyjno-Obrotowych PIO Ostatecznym Odbiorcom z terenu\u00a0<strong>OSI Obszar\u00f3w marginalizacji<\/strong>\u00a0zgodnie ze\u00a0<em>Strategi\u0105 rozwoju spo\u0142eczno \u2013 gospodarczego wojew\u00f3dztwa warmi\u0144sko-mazurskiego do 2030 r.<\/em>\u00a0Obszary zagro\u017cone trwa\u0142\u0105 marginalizacj\u0105 to:<\/p><ul><li><u>Gminy miejsko-wiejskie:<\/u>Bia\u0142a Piska, Bisztynek, Kisielice, Korsze, Lidzbark, Miko\u0142ajki, Mi\u0142akowo, Orneta, Orzysz, Pieni\u0119\u017cno, Reszel, Ruciane Nida, Ryn, S\u0119popol, Susz, Zalewo,<\/li><li style=\"text-align: left;\"><u>Gminy wiejskie:<\/u>\u00a0Banie Mazurskie, Barciany, Bartoszyce, Biskupiec, Braniewo, Budry, Dubeninki, Dzia\u0142dowo, Godkowo, G\u00f3rowo I\u0142aweckie, Grodziczno, Grunwald, Kalinowo, K\u0119trzyn, Kolno, Kowale Oleckie, Koz\u0142owo, Lelkowo, Lubomino, Ma\u0142dyty, Markusy, Mi\u0142ki, Nowe Miasto Lubawskie, Piecki, P\u0142oskinia, P\u0142o\u015bnica, Pozezdrze, Prostki, Rozogi, Rychliki, Srokowo, Stare Juchy, \u015awi\u0119tajno, Wieliczki, Wilcz\u0119ta, Wydminy.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2077acc3 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2077acc3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f1bd803\" data-id=\"7f1bd803\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14b286da elementor-widget elementor-widget-heading\" data-id=\"14b286da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Po\u017cyczka inwestycyjno-obrotowa PIO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2f17b18e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2f17b18e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-535ac858\" data-id=\"535ac858\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-476d6b03 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"476d6b03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-user\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Dla kogo?<\/h2>            <\/div>\n            <div><p>dla<strong> mikro, ma\u0142ych i \u015brednich przedsi\u0119biorc\u00f3w<\/strong> prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105 na terenie <strong>woj. warmi\u0144sko-mazurskiego<\/strong><\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-1d9e53bb\" data-id=\"1d9e53bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12d48238 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"12d48238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-money-bill-alt\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Kwota<\/h2>            <\/div>\n            <div><p>od <strong>10\u00a0000 z\u0142<\/strong><\/p><p>do <strong>500\u00a0000 z\u0142<\/strong><\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-dd3ac74\" data-id=\"dd3ac74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-135a7bb4 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"135a7bb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-calendar-alt\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Okres sp\u0142aty<\/h2>            <\/div>\n            <div><p>do <strong>7 lat<\/strong><\/p><p>(84 miesi\u0105ce)<\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-5844964c\" data-id=\"5844964c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5c23b6 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"a5c23b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"fas fa-percent\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Oprocentowanie<\/h2>            <\/div>\n            <div><p>sta\u0142e <strong>3,81%<\/strong> w stosunku rocznym, na warunkach korzystniejszych ni\u017c rynkowe, zgodnie z zasadami udzielania pomocy de minimis;<\/p><p>sta\u0142e, <strong>od 8,4% do 11,7%<\/strong> w stosunku rocznym, na warunkach rynkowych<\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-73617fa4\" data-id=\"73617fa4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31bf0035 eael-infobox-icon-bg-shape-circle eael-infobox-content-align--center eael-infobox-icon-hover-bg-shape-none elementor-widget elementor-widget-eael-info-box\" data-id=\"31bf0035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Karencja<\/h2>            <\/div>\n            <div><p>maksymalnie<\/p><p><b>12 miesi\u0119cy<\/b><\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2d4a2ad6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2d4a2ad6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3ee7b73a\" data-id=\"3ee7b73a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20cf6dc6 elementor-widget elementor-widget-text-editor\" data-id=\"20cf6dc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><i>PROJEKT ZAKO\u0143CZONY<\/i><\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6219bc39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6219bc39\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2d5f52ff\" data-id=\"2d5f52ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-142086d5 elementor-widget elementor-widget-image\" data-id=\"142086d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"848\" height=\"546\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download.png\" class=\"attachment-full size-full wp-image-860\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download.png 848w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download-300x193.png 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/download-768x494.png 768w\" sizes=\"(max-width: 848px) 100vw, 848px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d12b1b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"16d12b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/Wniosek-o-pozyczke-wraz-z-zalacznikami-KOLOR.zip\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">POBIERZ WSZYSTKIE PLIKI<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2d44dffc\" data-id=\"2d44dffc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21fff5a1 elementor-widget elementor-widget-image\" data-id=\"21fff5a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"848\" height=\"546\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2.png\" class=\"attachment-full size-full wp-image-862\" alt=\"\" srcset=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2.png 848w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2-300x193.png 300w, https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/contact2-768x494.png 768w\" sizes=\"(max-width: 848px) 100vw, 848px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5beee74b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5beee74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#obrotowakontakt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PRZEJD\u0179 DO KONTAKTU<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ca230ef elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5ca230ef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2cb9bb23\" data-id=\"2cb9bb23\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49789692 elementor-widget elementor-widget-heading\" data-id=\"49789692\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dla kogo?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-26b0eee6\" data-id=\"26b0eee6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75318d8e elementor-widget elementor-widget-heading\" data-id=\"75318d8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Przeznaczenie<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-314003e\" data-id=\"314003e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59b40f4e elementor-widget elementor-widget-heading\" data-id=\"59b40f4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kwota<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39956fbd elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"39956fbd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-67deb08c\" data-id=\"67deb08c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8f6a8a elementor-widget elementor-widget-text-editor\" data-id=\"c8f6a8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>mikro-, mali i \u015bredni przedsi\u0119biorcy, kt\u00f3rzy najp\u00f3\u017aniej na dzie\u0144 zawarcia umowy po\u017cyczki <strong>prowadz\u0105 dzia\u0142alno\u015b\u0107 d\u0142u\u017cej ni\u017c 3 lata i posiadaj\u0105 siedzib\u0119 lub oddzia\u0142 na terenie wojew\u00f3dztwa warmi\u0144sko-mazurskiego: <\/strong><\/p><ul><li>z obszar\u00f3w\u00a0<strong>inteligentnej specjalizacji<\/strong>wojew\u00f3dztwa warmi\u0144sko \u2013 mazurskiego \u201e<strong>\u017cywno\u015b\u0107 wysokiej jako\u015bci<\/strong>\u201d lub<\/li><li>podmiot\u00f3w z wybranych bran\u017c\u00a0<strong>dotkni\u0119tych skutkami<\/strong><strong>Covid \u2013 19 <\/strong>o PKD:<\/li><\/ul><p><em><u>Turystyka:<br \/><\/u><\/em>a. Dzia\u0142 55 \u2013 Zakwaterowanie, tj.\u00a0<\/p><ul><li>Podklasa 55.10.Z Hotele i podobne obiekty zakwaterowania,<\/li><li>Podklasa 55.20.Z Obiekty noclegowe turystyczne i miejsca kr\u00f3tkotrwa\u0142ego- zakwaterowania,\u00a0<\/li><li>Podklasa 55.30.Z Pola kempingowe,<\/li><li>Podklasa 55.90.Z Pozosta\u0142e zakwaterowanie,<\/li><\/ul><ol><li>Dzia\u0142 79 \u2013 Dzia\u0142alno\u015b\u0107 organizator\u00f3w turystyki, po\u015brednik\u00f3w i agent\u00f3w turystycznych oraz pozosta\u0142a dzia\u0142alno\u015b\u0107 us\u0142ugowa w zakresie rezerwacji i dzia\u0142alno\u015bci z ni\u0105 zwi\u0105zane.<br \/><em><u>Gastronomia:<\/u><\/em><\/li><\/ol><ul><li>Podklasa 56.10.A Restauracje i inne sta\u0142e plac\u00f3wki gastronomiczne;<\/li><li>Podklasa 56.30.Z Przygotowywanie i podawanie napoj\u00f3w.<\/li><\/ul><p>Wymagane jest aby Ostateczny Odbiorca posiada\u0142 co najmniej jeden z wy\u017cej wymienionych PKD na dzie\u0144 z\u0142o\u017cenia wniosku o udzielenie po\u017cyczki.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-23ab35ea\" data-id=\"23ab35ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fce8731 elementor-widget elementor-widget-text-editor\" data-id=\"2fce8731\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>inwestycje<\/strong> realizowane na terenie wojew\u00f3dztwa warmi\u0144sko-mazurskiego zwi\u0105zane z\u00a0konieczno\u015bci\u0105 dostosowania si\u0119 do\u00a0nowych warunk\u00f3w rynkowych np.\u00a0inwestycje w\u00a0nieruchomo\u015bci, zakup sprz\u0119tu, maszyn, urz\u0105dze\u0144, zakup \u015brodk\u00f3w trwa\u0142ych, procesy i narz\u0119dzia teleinformatyczne;<\/li><li><strong>aktywa obrotowe <\/strong>do wysoko\u015bci nie wi\u0119kszej ni\u017c\u00a0<strong>50%<\/strong>\u00a0Jednostkowej Po\u017cyczki, w postaci zapas\u00f3w, towar\u00f3w, materia\u0142\u00f3w, produkt\u00f3w gotowych, p\u00f3\u0142produkt\u00f3w, produkt\u00f3w w toku, zaliczek na dostawy kr\u00f3tkoterminowe, przy czym ich przeznaczenie musi by\u0107 bezpo\u015brednio zwi\u0105zane z realizacj\u0105 przedsi\u0119wzi\u0119cia rozwojowego, na kt\u00f3re zosta\u0142o przyznane finansowanie, co oznacza, \u017ce wydatki zwi\u0105zane z takim zakupem nie mog\u0105 by\u0107 jedynymi wydatkami finansowanymi po\u017cyczk\u0105.<\/li><\/ul><p>Po\u017cyczka mo\u017ce finansowa\u0107 do\u00a0<strong>100%<\/strong>\u00a0wydatk\u00f3w w ramach Inwestycji Ostatecznego Odbiorcy.<\/p><p>Z Po\u017cyczki finansowane s\u0105 wydatki w kwotach\u00a0<strong>brutto<\/strong>\u00a0z podatkiem VAT, bez wzgl\u0119du na to czy Ostateczny Odbiorca ma prawn\u0105 mo\u017cliwo\u015b\u0107 odzyskania naliczonego podatku VAT.<\/p><p>Wsparcie mo\u017ce obejmowa\u0107 zakup <strong>nowych jak i u\u017cywanych <\/strong>\u015brodk\u00f3w trwa\u0142ych.<\/p><p><\/p><p><strong>Po\u017cyczka Inwestycyjno-Obrotowa PIO\u00a0nie mo\u017ce\u00a0by\u0107 przeznaczona m.in. na:<\/strong><\/p><ul><li>finansowanie zakupu nieruchomo\u015bci przeznaczonych do obrotu lub stanowi\u0105cych lokat\u0119 kapita\u0142u,<\/li><li>finansowanie \u015brodk\u00f3w\u00a0transportu (dotyczy r\u00f3wnie\u017c jacht\u00f3w i \u0142odzi)<\/li><li>refinansowanie ca\u0142o\u015bci lub cz\u0119\u015bci wydatk\u00f3w, kt\u00f3re na\u00a0dzie\u0144 z\u0142o\u017cenia wniosku o\u00a0udzielenie Po\u017cyczki zosta\u0142y ju\u017c poniesione (tj.\u00a0op\u0142acone);<\/li><li>refinansowanie jakichkolwiek po\u017cyczek, kredyt\u00f3w lub rat leasingowych;<\/li><li>dokonanie sp\u0142aty zobowi\u0105za\u0144 publiczno \u2013 prawnych Po\u017cyczkobiorcy;<\/li><li>finansowanie wydatk\u00f3w pokrytych uprzednio ze \u015brodk\u00f3w EFSI, z innych funduszy, program\u00f3w, \u015brodk\u00f3w i instrument\u00f3w Unii Europejskiej lub innych \u017ar\u00f3de\u0142 pomocy krajowej lub zagranicznej;<\/li><li>prefinansowanie wydatk\u00f3w, na kt\u00f3re otrzymano dofinansowanie w formie dotacji lub pomocy zwrotnej.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4de012b4\" data-id=\"4de012b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1972473a elementor-widget elementor-widget-text-editor\" data-id=\"1972473a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>od <strong>10\u00a0000 z\u0142\u00a0<\/strong>do <strong>500\u00a0000 z\u0142,<\/strong><\/li><li>Jeden Ostateczny Odbiorca mo\u017ce otrzyma\u0107 w ramach przyznanego Limitu Po\u017cyczki Inwestycyjno-Obrotowej PIO\u00a0<strong><u>nie wi\u0119cej ni\u017c jedn\u0105<\/u><\/strong>\u00a0Jednostkow\u0105 Po\u017cyczk\u0119.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-399fdd16 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"399fdd16\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5fa6c706\" data-id=\"5fa6c706\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40ee656a elementor-widget elementor-widget-heading\" data-id=\"40ee656a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Okres sp\u0142aty<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7edc87c5\" data-id=\"7edc87c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4330776 elementor-widget elementor-widget-heading\" data-id=\"4330776\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Oprocentowanie,<br>op\u0142aty, prowizje<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5725988c\" data-id=\"5725988c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-435d911 elementor-widget elementor-widget-heading\" data-id=\"435d911\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Rozliczenie po\u017cyczki<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf62c0f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bf62c0f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-8bdffb5\" data-id=\"8bdffb5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43e78f1c elementor-widget elementor-widget-text-editor\" data-id=\"43e78f1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>maksymalny okres sp\u0142aty Po\u017cyczki Inwestycyjno-Obrotowej PIO nie mo\u017ce by\u0107 d\u0142u\u017cszy ni\u017c\u00a0<strong>84 miesi\u0105ce (7 lat);<\/strong><\/li><li>maksymalny okres\u00a0<strong>karencji<\/strong>\u00a0w sp\u0142acie kapita\u0142u wynosi\u00a0<strong>12<\/strong>\u00a0miesi\u0119cy od dnia uruchomienia, przy czym karencja nie wyd\u0142u\u017ca okresu sp\u0142aty po\u017cyczki.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3aa5bf6b\" data-id=\"3aa5bf6b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67c854ac elementor-widget elementor-widget-text-editor\" data-id=\"67c854ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>sta\u0142e <strong>3<\/strong><strong>,<\/strong><strong>81%<\/strong>w stosunku rocznym, na warunkach korzystniejszych ni\u017c rynkowe, zgodnie z zasadami udzielania pomocy de minimis,<\/li><li>sta\u0142e, <strong>od 8,4% do 11,7%<\/strong> w stosunku rocznym, na warunkach rynkowych,<\/li><li>Dzia\u0142dowska Agencja Rozwoju S.A. nie pobiera za udzielenie po\u017cyczki \u017cadnych op\u0142at i prowizji.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-197a1b69\" data-id=\"197a1b69\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f050003 elementor-widget elementor-widget-text-editor\" data-id=\"2f050003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>wydatkowanie \u015brodk\u00f3w z po\u017cyczki musi zosta\u0107 nale\u017cycie udokumentowane przez Ostatecznego Odbiorc\u0119\u00a0<strong>w terminie do 180 dni<\/strong> od dnia wyp\u0142aty ca\u0142kowitej kwoty po\u017cyczki, przy czym termin 180 dni okre\u015bla dat\u0119, do kt\u00f3rej mog\u0105 by\u0107 wystawiane dokumenty potwierdzaj\u0105ce wydatkowanie \u015brodk\u00f3w. Po\u015brednik Finansowy mo\u017ce przyj\u0105\u0107 do rozliczenia dokument potwierdzaj\u0105cy wydatkowanie Po\u017cyczki wystawiony z dat\u0105 wcze\u015bniejsz\u0105, pod warunkiem, \u017ce pozyska on wiarygodne dowody, \u017ce przedstawiony dokument nie zosta\u0142 op\u0142acony przed dniem z\u0142o\u017cenia wniosku o udzielenie po\u017cyczki;<\/li><li>w uzasadnionych przypadkach i na wniosek Ostatecznego Odbiorcy termin, o kt\u00f3rym mowa mo\u017ce ulec wyd\u0142u\u017ceniu maksymalnie o\u00a0<strong>90 dni\u00a0<\/strong>ze wzgl\u0119du na charakter inwestycji;<\/li><li>przedstawione w ramach rozliczenia dokumenty powinny w spos\u00f3b jednoznaczny potwierdza\u0107, \u017ce kwota po\u017cyczki zosta\u0142a wykorzystana zgodnie z przeznaczeniem, na jaki zosta\u0142a udzielona,\u00a0<strong>w cenach brutto niezale\u017cnie od tego czy przedsi\u0119biorca jest czynnym p\u0142atnikiem VAT.<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50676109 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50676109\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-140118a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"140118a4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-16a55a88\" data-id=\"16a55a88\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36a0b98b elementor-widget elementor-widget-heading\" data-id=\"36a0b98b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Rodzaje zabezpiecze\u0144<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-67caf99c\" data-id=\"67caf99c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20dcc63 elementor-widget elementor-widget-heading\" data-id=\"20dcc63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><br>Za\u0142\u0105czniki<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-706254dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"706254dd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-313da58c\" data-id=\"313da58c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-942af19 elementor-widget elementor-widget-text-editor\" data-id=\"942af19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>weksel in blanco Ostatecznego Odbiorcy wraz z deklaracj\u0105 wystawcy weksla;<\/li><li>por\u0119czenie sp\u0142aty po\u017cyczki wed\u0142ug prawa cywilnego lub wekslowego, udzielone przez osoby trzecie, w tym osoby fizyczne nieprowadz\u0105ce dzia\u0142alno\u015bci gospodarczej, przedsi\u0119biorc\u00f3w, krajowe instytucje rz\u0105dowe, samorz\u0105dowe lub pozarz\u0105dowe, o dobrej kondycji finansowej;<\/li><li>hipoteka na nieruchomo\u015bci;<\/li><li>przeniesienie w\u0142asno\u015bci rzeczy ruchomej (przew\u0142aszczenie) na zabezpieczenie;<\/li><li>zastaw rejestrowy;<\/li><li>przelew (cesja) praw z umowy ubezpieczenia sk\u0142adnik\u00f3w maj\u0105tku;<\/li><li>blokada \u015brodk\u00f3w na rachunku bankowym Ostatecznego Odbiorcy albo innej osoby, po\u0142\u0105czona z przyj\u0119ciem nieodwo\u0142alnego pe\u0142nomocnictwa do dysponowania przez Po\u015brednika Finansowego \u015brodkami zdeponowanymi na tym rachunku;<\/li><li>przyst\u0105pienie do d\u0142ugu;<\/li><li>inne zabezpieczenie dopuszczalne przez przepisy prawa powszechnie obowi\u0105zuj\u0105cego.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-716caa7\" data-id=\"716caa7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10130341 elementor-widget elementor-widget-text-editor\" data-id=\"10130341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/11\/Regulamin.pdf\" target=\"_blank\" rel=\"noopener\">Regulamin<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/2_Karta-Produktu.pdf\" target=\"_blank\" rel=\"noopener\">Karta produktu<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/3_Tabela-oplat-i-prowizji.pdf\" target=\"_blank\" rel=\"noopener\">Tabela op\u0142at i prowizji<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/4_IS-Zywnosc-wysokiej-jakosci-PKD.pdf\" target=\"_blank\" rel=\"noopener\">Lista kod\u00f3w PKD wpisuj\u0105cych si\u0119 do inteligentnej specjalizacji wojew\u00f3dztwa warmi\u0144sko-mazurskiego<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/5_Wzor-Umowy-Inwestycyjnej-z-pomoca-de-minimis.pdf\" target=\"_blank\" rel=\"noopener\">Wz\u00f3r umowy inwestycyjnej z pomoc\u0105 de minimis<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/6_Wzor-Umowy-Inwestycyjnej-na-warunkach-rynkowych.pdf\" target=\"_blank\" rel=\"noopener\">Wz\u00f3r umowy inwestycyjnej na warunkach rynkowych<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/7_Zalaczniki-nr-1-i-3-do-UI.pdf\" target=\"_blank\" rel=\"noopener\">Wniosek o wyp\u0142at\u0119 Umowy Inwestycyjnej i Formularz rozliczenia Umowy Inwestycyjnej<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/8_Zalacznik-nr-5-do-UI.pdf\" target=\"_blank\" rel=\"noopener\">O\u015bwiadczenie Odbiorcy Ostatecznego dotycz\u0105ce przetwarzania danych osobowych<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/9_Zalacznik-nr-6-do-UI.pdf\" target=\"_blank\" rel=\"noopener\">O\u015bwiadczenie Odbiorcy Ostatecznego dotycz\u0105ce przetwarzania danych obj\u0119tych tajemnic\u0105 bankow\u0105<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/Upowaznienie-Konsumenta-do-Info-Monitor.doc\" target=\"_blank\" rel=\"noopener\">Upowa\u017cnienie Konsumenta do Info Monitor<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/Upowaznienie-Przedsiebiorcy-do-Info-Monitor.doc\" target=\"_blank\" rel=\"noopener\">Upowa\u017cnienie Przedsi\u0119biorcy do Info Monitor<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/Wniosek-o-pozyczke-wraz-z-zalacznikami-KOLOR.zip\" target=\"_blank\" rel=\"noopener\">Wniosek o po\u017cyczk\u0119 wraz z za\u0142\u0105cznikami (KOLOR)<\/a><\/li><li><a href=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2022\/05\/Wniosek-o-pozyczke-wraz-z-zalacznikami-MONO.zip\" target=\"_blank\" rel=\"noopener\">Wniosek o po\u017cyczk\u0119 wraz z za\u0142\u0105cznikami (MONO)<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37c12bf4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37c12bf4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-57e192c4\" data-id=\"57e192c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5090abf3 elementor-widget elementor-widget-counter\" data-id=\"5090abf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Kwota udzielonych po\u017cyczek (w PLN)<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"5000\" data-to-value=\"251088011\" data-from-value=\"0\" data-delimiter=\" \">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c5c3cca\" data-id=\"c5c3cca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6157dcf3 elementor-widget elementor-widget-counter\" data-id=\"6157dcf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Liczba udzielonych po\u017cyczek<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"3000\" data-to-value=\"2012\" data-from-value=\"0\" data-delimiter=\" \">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ddca9ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ddca9ba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-719d70b6\" data-id=\"719d70b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da14635 elementor-widget elementor-widget-menu-anchor\" data-id=\"da14635\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"obrotowakontakt\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18865ddc elementor-widget elementor-widget-heading\" data-id=\"18865ddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">W celu ubiegania si\u0119 o po\u017cyczk\u0119, zapraszamy do kontaktu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5099203c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5099203c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1bcc5f22\" data-id=\"1bcc5f22\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35b334a2 elementor-widget elementor-widget-image\" data-id=\"35b334a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/07\/DAR_logowhite.svg\" class=\"attachment-large size-large wp-image-740\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35dde81e elementor-widget elementor-widget-text-editor\" data-id=\"35dde81e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>PUNKT PO\u017bYCZKOWY W DZIA\u0141DOWIE<\/strong><\/p><p style=\"text-align: center;\">Ul. W\u0142. Jagie\u0142\u0142y 15, 13-200 Dzia\u0142dowo<\/p><p style=\"text-align: center;\">tel. <strong>(23) 697 06 79<\/strong> (Judyta)<br \/><strong>(23) 697 06 61<\/strong> (Agnieszka) <br \/><strong>(23) 697 06 83<\/strong> (Ma\u0142gorzata)<br \/><strong>(23) 697 06 84<\/strong> (Tomasz)<\/p><p style=\"text-align: center;\">email:\u00a0<a href=\"mailto:darsa@darsa.pl\">darsa@darsa.pl<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1cba2c15\" data-id=\"1cba2c15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-541f9c0 elementor-widget elementor-widget-text-editor\" data-id=\"541f9c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>FUNDACJA ROZWOJU REGIONU \u0141UKTA<br \/><\/strong>Ul. Mazurska 30, 14-105 \u0141ukta<\/p><p style=\"text-align: center;\">\u00a0tel. <b>89\u00a0647 51 84<\/b><\/p><p style=\"text-align: center;\"><a href=\"http:\/\/www.frrl.org.pl\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.frrl.org.pl<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6df16106\" data-id=\"6df16106\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44a9bfe9 elementor-widget elementor-widget-text-editor\" data-id=\"44a9bfe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>NIDZICKA FUNDACJA ROZWOJU \u201eNIDA\u201d<br \/><\/strong>Ul. Rzemie\u015blnicza 3, 13-100 Nidzica<\/p><p style=\"text-align: center;\">tel.\u00a0<b>89\u00a0625 36 51<\/b><\/p><p style=\"text-align: center;\"><a href=\"https:\/\/nida.pl\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.nida.pl<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wype\u0142nij kwestionariusz weryfikacji wst\u0119pnej Dzia\u0142dowska Agencja Rozwoju w ramach Konsorcjum Funduszy Po\u017cyczkowych, w sk\u0142ad kt\u00f3rego wchodz\u0105: Dzia\u0142dowska Agencja Rozwoju S.A., ul. W\u0142adys\u0142awa Jagie\u0142\u0142y 15, 13-200 Dzia\u0142dowo Fundacja Rozwoju Regionu \u0141ukta, ul. Mazurska 30, 14-105 \u0141ukta Nidzicka Fundacja Rozwoju \u201eNIDA\u201d, ul. Rzemie\u015blnicza 3, 13-100 Nidzica realizuje projekt pn.\u00a0\u201eWsparcie rozwoju i konkurencyjno\u015bci [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":38,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4298","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dzia\u0142dowska Agencja Rozwoju S.A.<\/title>\n<meta name=\"description\" content=\"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:description\" content=\"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/\" \/>\n<meta property=\"og:site_name\" content=\"Dzia\u0142dowska Agencja Rozwoju S.A.\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-05T17:47:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"567\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Szacowany czas czytania\" \/>\n\t<meta name=\"twitter:data1\" content=\"9 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/\",\"url\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/\",\"name\":\"\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/darsa.pl\\\/www\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/logo_FE_Program_Regionalny_rgb-1-1024x538.jpg\",\"datePublished\":\"2022-04-26T18:57:47+00:00\",\"dateModified\":\"2025-05-05T17:47:22+00:00\",\"description\":\"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/#breadcrumb\"},\"inLanguage\":\"pl-PL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/#primaryimage\",\"url\":\"https:\\\/\\\/darsa.pl\\\/www\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/logo_FE_Program_Regionalny_rgb-1.jpg\",\"contentUrl\":\"https:\\\/\\\/darsa.pl\\\/www\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/logo_FE_Program_Regionalny_rgb-1.jpg\",\"width\":1080,\"height\":567,\"caption\":\"www.dreamsart.pl\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/pozyczka-inwestycyjno-obrotowa\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/darsa.pl\\\/www\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PO\u017bYCZKI\",\"item\":\"https:\\\/\\\/darsa.pl\\\/www\\\/pozyczki\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"PO\u017bYCZKA INWESTYCYJNO-OBROTOWA\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/#website\",\"url\":\"https:\\\/\\\/darsa.pl\\\/www\\\/\",\"name\":\"Dzia\u0142dowska Agencja Rozwoju S.A.\",\"description\":\"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.\",\"publisher\":{\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/darsa.pl\\\/www\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pl-PL\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/#organization\",\"name\":\"Dzia\u0142dowska Agencja Rozwoju S.A.\",\"url\":\"https:\\\/\\\/darsa.pl\\\/www\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/darsa.pl\\\/www\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/logo_h200px.png\",\"contentUrl\":\"https:\\\/\\\/darsa.pl\\\/www\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/logo_h200px.png\",\"width\":856,\"height\":200,\"caption\":\"Dzia\u0142dowska Agencja Rozwoju S.A.\"},\"image\":{\"@id\":\"https:\\\/\\\/darsa.pl\\\/www\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dzia\u0142dowska Agencja Rozwoju S.A.","description":"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/","og_locale":"pl_PL","og_type":"article","og_description":"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.","og_url":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/","og_site_name":"Dzia\u0142dowska Agencja Rozwoju S.A.","article_modified_time":"2025-05-05T17:47:22+00:00","og_image":[{"width":1080,"height":567,"url":"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Szacowany czas czytania":"9 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/","url":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/","name":"","isPartOf":{"@id":"https:\/\/darsa.pl\/www\/#website"},"primaryImageOfPage":{"@id":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/#primaryimage"},"image":{"@id":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/#primaryimage"},"thumbnailUrl":"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1-1024x538.jpg","datePublished":"2022-04-26T18:57:47+00:00","dateModified":"2025-05-05T17:47:22+00:00","description":"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.","breadcrumb":{"@id":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/#breadcrumb"},"inLanguage":"pl-PL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/"]}]},{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/#primaryimage","url":"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1.jpg","contentUrl":"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/11\/logo_FE_Program_Regionalny_rgb-1.jpg","width":1080,"height":567,"caption":"www.dreamsart.pl"},{"@type":"BreadcrumbList","@id":"https:\/\/darsa.pl\/www\/pozyczki\/pozyczka-inwestycyjno-obrotowa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/darsa.pl\/www\/"},{"@type":"ListItem","position":2,"name":"PO\u017bYCZKI","item":"https:\/\/darsa.pl\/www\/pozyczki\/"},{"@type":"ListItem","position":3,"name":"PO\u017bYCZKA INWESTYCYJNO-OBROTOWA"}]},{"@type":"WebSite","@id":"https:\/\/darsa.pl\/www\/#website","url":"https:\/\/darsa.pl\/www\/","name":"Dzia\u0142dowska Agencja Rozwoju S.A.","description":"Wspieranie ma\u0142ych i \u015brednich przedsi\u0119biorstw, edukacja i szkolenia.","publisher":{"@id":"https:\/\/darsa.pl\/www\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/darsa.pl\/www\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pl-PL"},{"@type":"Organization","@id":"https:\/\/darsa.pl\/www\/#organization","name":"Dzia\u0142dowska Agencja Rozwoju S.A.","url":"https:\/\/darsa.pl\/www\/","logo":{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/darsa.pl\/www\/#\/schema\/logo\/image\/","url":"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/06\/logo_h200px.png","contentUrl":"https:\/\/darsa.pl\/www\/wp-content\/uploads\/2020\/06\/logo_h200px.png","width":856,"height":200,"caption":"Dzia\u0142dowska Agencja Rozwoju S.A."},"image":{"@id":"https:\/\/darsa.pl\/www\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/pages\/4298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/comments?post=4298"}],"version-history":[{"count":62,"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/pages\/4298\/revisions"}],"predecessor-version":[{"id":7096,"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/pages\/4298\/revisions\/7096"}],"up":[{"embeddable":true,"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/pages\/38"}],"wp:attachment":[{"href":"https:\/\/darsa.pl\/www\/wp-json\/wp\/v2\/media?parent=4298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}